Vehicle Protection Plans


Your car, truck or van is a major purchase and something you'll want to enjoy for years to come. Protect your investment with a Protection Plan from our friends at Ally.


Ally Premier Protection


With 3 levels of coverage to choose from, the Ally Premier Protection suite of products ranges from covering just about everything on your vehicle to covering just the basics.

  Major Guard

7500+ Covered Components

This is the ultimate choice if you want to cover the really expensive things like high-tech and luxury components.

  Value Guard

2900+ Covered Components

For a robust level of protection while still keeping your budget in mind, choose Value Guard.

  Basic Guard

2000+ Covered Components

If you're budget conscious and want only the most essential coverage for your vehicle, consider Basic Guard.

Transmission / Transaxle / Transfer Case
Front / Rear-Wheeled-Drive Component
Fuel Delivery Component
Extra Perks
Heating & Air Conditioning Component
Electrical Components
Steering Components
Braking System
High-Tech Components

Safety Components

Engine Cooling Component


Guaranteed Asset Protection (GAP)

Protects you from the "gap" in the event of a vehicle total loss.

If your vehicle is totaled in an accident, your insurance may not cover the full amount you owe on it. Insurance usually pays the cash value at the time of loss, not the full amount of your outstanding debt. GAP covers the amount between the cash value and the outstanding balance.


Here's an example to show you how it works:

Let's say your vehicle is totaled in an accident. You still owe $25,000 on your loan, but your insurance only pays you the current value less your deductible, which comes to $20,000.

What you owe: $25,000
Actual cash value of vehicle: $21,000
Less your insurance deductible: $1,000
Insurance company pays you: $20,000
This leaves you with an outstanding debt of $5,000

In the example, the $5000 amount would be waived by your GAP Contract and you'd have no further obligation on the debt.

This GAP payment example is for illustration only.

SmartLease Protect 

If you're leasing a vehicle, you may owe lease-end fees for extra wear and mileage. SmartLease Protect covers these fees so you can rest easy during the extent of your lease.

Other Protection Products

Ask a product specialist or finance manager about these other products.

Theft Protect

This provides theft deterrents and coverage after recovery or total loss if stolen.

Tire & Wheel Protect

The road can sometimes present unavoidable hazards. Protect yourself from the costs incurred by damage from these road hazards.

Windshield Protect

Covers repairs for small cracks, stars or chips in your front windshield.

Key Protect

Replaces vehicle keys and key fobs that have been lost, stolen or destroyed.

Dent Protect

Dent Protect covers the cost of dent repairs for your vehicle's body panels as long as there's no paint damage.

Appearance Protect

DuPont's quality products provide sustainable protection for fabric, leather and paint.

Multi Protect

Allows you to create a customized bundle of Protect products - including Tire & Wheel, Dent, Windshield and/or Key - to meet your specific needs.